body {
  margin: 0px 0px 0px 0px;
  text-align: center;
  padding: 0px;
  background: #BEBEBE url(/images/background_body_light_gray.jpg) repeat-y center;
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 10px;
  color: #000;
}

img.bordered {
  border: 1px solid #073252;
}
	
#container {
width: 970px;
margin-right: auto;
margin-left: auto;
margin-top: 0px;
margin-bottom: 0px;
background: #e5e5e5;
color: #333;
border: 1px solid gray;
}

#top {
padding: 0px;
width: 970px;
height: 232px;
border-bottom: 1px solid gray;
background: transparent url(/images/sma_banner.jpg) left no-repeat;
float: left;
display: block;
}

#footer {
  padding: 40px 0px 0px 0px;
  margin: 40px 0px 0px 0px;
  width: 970px;
  height: 160px;
  color: #fff;
  font-size: 12px;
  clear: both;
  line-height: 14px;
  font-family: Verdana, Tahoma, Arial, Helvetica, sans-serif;
  font-weight: normal;

  display: block;
  background: #073252 url(/images/footer_bg.jpg) top left no-repeat;
}
	
#top h1 {
padding: 0;
margin: 0;
}

#leftnav {
  text-align: left;
  float: left;
  width: 200px;
  margin-top: 10px;
  margin-bottom: 0px;
  margin-left: 0px;
  margin-right: 0px;
  padding: 0px;
  display: block;
}

#content {
  margin-left: 0px;
  padding-left: 0px;
  padding-top: 0px;
  margin-top: 0px;
  width: 706px;
  float: left;
  display: block;
}

/* topic panels */

#content div.topic {
	text-align: left;
	width: 700px;
	margin-top: 10px;
	margin-left: 10px;
	margin-right: 22px;
	padding: 0px;
	display: block;
	float: left;
	background: transparent url(/images/content-topic-bg-border-700.png) left top no-repeat;
}
#content div.topic p {
  margin-left: 22px;
  width: auto;
  padding-right: 20px;
  font-family: Verdana, Geneva, Tahoma, sans-serif;
  font-size: 12px;
  line-height: 16px;
  color: #000;
  text-align: justify;
}

#content div.topic a,
#content div.topic a:link,
#content div.topic a:visited {
  color: #073252; 
  text-decoration: none;
  font-weight: bold;
}

#content div.topic a:hover {
  text-decoration: underline;
  color: #073252; 
}

#content div.topic h1 {
  font-family: Garamond, Hoefler Text, Palatino, Palatino Linotype, serif;
  font-size: 20px;
  font-weight: bold;
  color: #073252;
  margin: 20px 0px 0px 22px;
  width: 520px;
  border-bottom: 1px solid #073252;
	
}

#content div.topic h2 {
  font-family: Garamond, Hoefler Text, Palatino, Palatino Linotype, serif;
  font-size: 18px;
  font-weight: bold;
  color: #000;
  margin: 20px 0px 0px 22px;
  width: 520px;
  border-bottom: 0px none transparent;
	
}

#content div.topic li {
  margin-left: 22px;
  width: auto;
  padding-right: 20px;
  font-family: Verdana, Geneva, Tahoma, sans-serif;
  font-size: 12px;
  color: #000;
  list-style-image: url(/images/bullet_blue_dark.png);
}

#content div.topic img {
  margin: 0px;
}
	
#content div.topic img.header {
  margin-top: 10px;
  margin-left: 2px;
}

/* for the two coloum layout in topics (picture on right) */

#content div.topic div.body_col {
	margin-top: 0px; 
	float: left; 
	width: 510px;
}

#content div.topic div.body_col h1 {
  font-family: Garamond, Hoefler Text, Palatino, Palatino Linotype, serif;
  font-size: 20px;
  font-weight: bold;
  color: #073252;
  margin: 0px 0px 0px 22px;
  width: 470px;
  border-bottom: 1px solid #073252;
}

/* styling for the contact information table */

table.contact {
  border: 0px;
  width: 300px;
  margin-left: 30px;
}

table.contact tr {
  border: 0px;
  padding: 0px 0px 0px 0px;
  margin: 0px 0px 0px 0px;
}

table.contact td.left {
  border-left: transparent solid 0px;
  border-right: transparent solid 0px;
  border-top: transparent solid 0px;
  border-bottom: transparent solid 0px;
  font-family: Verdana, Geneva, Tahoma, sans-serif;
  font-size: 12px;
  font-family: Verdana, Geneva, Tahoma, sans-serif;
  line-height: 18px;
  text-align: right;
  padding: 0px 10px 0px 0px;
  margin: 0px 0px 0px 0px;
  color: #838383;
}

table.contact td.right {
  border-left: #a2a1a1 solid 2px;
  border-right: transparent solid 0px;
  border-top: transparent solid 0px;
  border-bottom: transparent solid 0px;
  font-family: Verdana, Geneva, Tahoma, sans-serif;
  font-size: 12px;
  font-family: Verdana, Geneva, Tahoma, sans-serif;
  line-height: 18px;
  text-align: left;
  padding: 0px 0px 0px 10px;
  margin: 0px 0px 0px 0px;
}

#content div.topic table.contact td.right p,
#content div.topic table.contact td.left p {
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 0px 0px;
}

table.gray {
	margin-left: 22px;
	border: 1px solid #aaaaaa;
	width: 620px;
}

table.gray th {
  margin: 8px 10px 8px 10px;
  padding: 8px;
  font-family: Verdana, Geneva, Tahoma, sans-serif;
  font-size: 12px;
  font-weight: bold;
  color: #fff;
  background-color: #073252;
}

table.gray td.first {
  margin: 8px 10px 8px 10px;
  padding: 10px;
  font-family: Verdana, Geneva, Tahoma, sans-serif;
  font-size: 12px;
  font-weight: bold;
  color: #000;
  background-color: #cccccc;
  border-left: 0px solid #aaaaaa;
  border-bottom: 0px solid #aaaaaa;
  border-right: 0px solid #aaaaaa;
  border-top: 1px solid #aaaaaa;
}

table.gray td.other {
  margin: 8px 10px 8px 10px;
  padding: 10px;
  font-family: Verdana, Geneva, Tahoma, sans-serif;
  font-size: 12px;
  font-weight: normal;
  color: #000;
  background-color: #eeeeee;
  border-left: 1px solid #aaaaaa;
  border-bottom: 0px solid #aaaaaa;
  border-right: 0px solid #aaaaaa;
  border-top: 1px solid #aaaaaa;
}